Multiple Employer Plans

Experience the Power of Many

A Multiple Employer Plan (MEP) is a 401(k) solution where companies who share a common “nexus” connection can all participate in a master plan, while still maintaining plan customization at the adopting employer level.
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Level the playing field

Adopting Employer Benefits

The main benefits of an MEP come from harnessing the power of many. Since there are many different employers participating in the plan, the employers of the plan benefit from shared costs and economies of scale, providing much cheaper access to the best fund lineups while limiting fiduciary and administrative responsibilities and costs.

Quite simply, it levels the playing field between small and medium-sized businesses and large corporations and allows for equality in retirement savings solutions for their employees. This also helps smaller employers attract and retain top talent they may otherwise lose to an employer who can offer a more competitive benefits package.

Benefits for Professional Employer Organizations (PEOs)

One of the main requirements for a MEP is that all participating employers have a common “nexus” between them. PEOs typically serve as that connection.

They benefit from offering a MEP to their clients in two ways:

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How does a MEP compare to other 401(k) plan options?

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